Germany
Maximilianstr. 280539 MĂĽnchen
Germany+49 89 4444 373-20
Kanzlei Verbracken & Partner
Insolvency advice: plan your way out of debt with us.
Are you unsure how to manage your debts? Are creditors writing, tax authorities demanding payment or your business coming under pressure? We listen and bring structure to your next steps. Our insolvency advice starts with your circumstances rather than a ready-made solution.
We guide you personally from the initial discussion through preparation for the way ahead. Together we assess options, organise documents and coordinate the appropriate lawyers and tax professionals. The aim is a clear plan for your financial future.
We listen and identify immediate priorities
Tell us what is worrying you. You do not need perfectly organised files for the first conversation. Your current circumstances, main creditors and time-sensitive notices are the starting point.
We discuss immediate priorities and the questions requiring assessment first. Where enforcement or insolvency proceedings are already under way, we coordinate preparation with the relevant professionals.
Organise debts and obligations together
We help you regain an overview. Together we record claims, income, assets and personal obligations. Tax debts, personal guarantees and possible directors’ liability are assessed separately.
This identifies missing information and connections between proceedings. You know which documents are needed next and why they matter.
Assess the right solution, with or without insolvency
For us, insolvency advice means examining your options with an open mind. A creditor settlement, restructuring or insolvency procedure may be appropriate. For businesses, we also consider the prospect of continued operations.
We explain the financial differences and coordinate legal assessment. Insolvency law provides the framework; your actual circumstances determine viable routes. EU insolvency is assessed against its specific requirements.
Prepare your roadmap and coordinate professionals
Once a direction is established, we make the next steps practical with you. We organise preparation, clarify responsibilities and coordinate cooperation. You can keep track of required documents and open questions.
Legal advice and representation are provided by the appropriately qualified lawyers, and tax issues by the relevant professionals. We connect these perspectives with your financial planning and personal guidance.
What does insolvency advice cost?
The initial orientation conversation is free. We discuss your starting point and potentially useful further assessments. The conversation does not oblige you to commission additional services.
Further work depends on your case, professional services and any proceedings. Scope and fees must be clarified before engagement. A free initial consultation does not mean subsequent advice, representation or procedures are free.
What should you prepare for the first conversation?
If possible, prepare recent creditor letters, official notices, an approximate debt overview and details of income and assets. Business owners and directors should also consider company records and personal security obligations. If documents are missing, we discuss how to prepare them.
Book your free initial consultation. An appointment does not suspend legal deadlines or automatically stop enforcement. Please identify urgent deadlines at the start.
Let us plan your next step together.
Tell us about your situation. We listen, organise the open questions and discuss how we can guide you personally. Book your free initial consultation.